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Building Safety Act 2022 What It Means for Property Owners

Oct 3
8 min read

The Building Safety Act 2022 changed the way residential buildings are designed, managed, repaired and paid for in England. For property owners, it is not just another compliance update. It can affect legal duties, service charge recovery, building insurance, saleability, refurbishment plans and personal liability.


The Act was introduced after the Grenfell Tower tragedy and sits alongside other fire and building safety reforms. Its purpose is clear: make buildings safer, make responsibilities easier to trace, and stop serious defects being passed from one party to another without accountability.


This article is for general information only and is not legal advice. Property owners should take advice on their own buildings, leases and responsibilities.


Wide-angle view of a residential apartment block with balconies and external cladding
Building safety duties often depend on the type, height and use of the property.

What the Building Safety Act 2022 changed


The Act created a stronger legal framework for building safety, with a particular focus on higher-risk residential buildings. It brought in new roles, new duties and tougher enforcement powers.


The biggest changes include:


  • A new Building Safety Regulator, run by the Health and Safety Executive

  • More detailed duties for people who design, build, refurbish and manage buildings

  • A new approval process for higher-risk buildings

  • Ongoing safety duties once higher-risk buildings are occupied

  • Extended legal routes for claims over defective work

  • New protections for many leaseholders facing historic remediation costs

  • Stronger powers to pursue developers, landlords and associated companies


The Act does not affect every property owner in the same way. A person who owns a single buy-to-let flat will have different concerns from a freeholder of a high-rise block, a developer, or a resident management company.


Still, even owners outside the highest-risk category should understand the direction of travel. Regulators, lenders, insurers and buyers now expect clearer records, safer works and better evidence.


Which buildings are most affected


The most demanding parts of the Act apply to higher-risk buildings in England. In broad terms, these are residential buildings that are at least 18 metres high or have at least seven storeys, and contain at least two residential units.


The rules also catch certain buildings during design and construction, such as hospitals and care homes, although the occupation rules focus mainly on residential use.


For existing occupied residential buildings, the key question is usually whether the building meets the height or storey threshold. If it does, the owner or manager may need to comply with registration, safety case and resident engagement duties.


Property situation

Likely impact

Freeholder of a high-rise residential block

Significant duties may apply, including registration and ongoing safety management

Resident management company for a qualifying block

The company may have duties as an accountable person

Long leaseholder in a flat

Leaseholder protections and service charge rules may matter most

Owner of a low-rise freehold house

Most higher-risk building duties will not apply, but standards for building work still matter

Developer or contractor

Greater exposure to claims, regulatory checks and extended liability periods


The Act uses specific legal tests, so owners should not rely on rough assumptions. A building’s number of storeys, height, use and legal ownership structure can all matter.


The new Building Safety Regulator


The Building Safety Regulator is one of the central changes introduced by the Act. It oversees safety and standards for higher-risk buildings and has a wider role in improving building control.


For higher-risk buildings, the regulator has powers across the building lifecycle. That means from design and construction through to occupation.


Its role includes:


  • Overseeing the building control process for higher-risk buildings

  • Checking key stages before work can move forward

  • Holding a register of occupied higher-risk buildings

  • Taking enforcement action where duties are not met

  • Encouraging better competence across the building industry


For property owners, the practical point is simple. Building safety is now more closely supervised, and weak paperwork can create real problems.


A building may be physically safe, but if records are missing, unclear or unreliable, owners can struggle to prove compliance. That can affect sales, refinancing, insurance and future works.


Eye-level view of a building inspector examining a stairwell fire door in an apartment block
Clear records and safe common parts are now central to compliance.

What accountable persons must do


For occupied higher-risk buildings, the Act introduces the role of the accountable person. There may also be a principal accountable person where more than one party has responsibility for the building.


An accountable person is usually the organisation or individual responsible for repairing or maintaining the common parts of the building. This could be a freeholder, landlord, management company, right to manage company, or commonhold association.


The duties can include:


  • Registering the building where required

  • Assessing building safety risks

  • Taking reasonable steps to prevent or reduce those risks

  • Preparing and maintaining a safety case report

  • Keeping key building information up to date

  • Providing information to residents

  • Running a residents’ engagement strategy

  • Handling building safety complaints properly


The main risks covered are spread of fire and structural failure. That does not mean other safety issues can be ignored, but these risks sit at the heart of the higher-risk building regime.


Accountable persons should avoid treating this as a one-off paperwork task. The duty is ongoing. If the building changes, the records and risk assessment may need to change too.


The safety case and the golden thread


Two phrases appear often in guidance on the Act: safety case and golden thread.


A safety case is the body of evidence showing that building safety risks have been identified and are being managed. The safety case report summarises that evidence for the regulator.


The golden thread means keeping accurate, accessible and up-to-date information about the building. It should help the right people understand how the building was designed, built, altered and managed.


Useful information may include:


  • Fire strategy documents

  • Structural information

  • Plans and specifications

  • Details of external wall systems

  • Fire door records

  • Maintenance and inspection records

  • Refurbishment history

  • Resident engagement records

  • Details of safety-related decisions


For many older buildings, the challenge is that records are incomplete. Property owners may need to reconstruct information through surveys, professional reports and careful document review.


Good records also help with day-to-day decisions. If a leaseholder asks to alter a flat entrance door, or a contractor proposes work in a riser, the owner or manager needs to know what effect that could have on the wider building.


What changes for building work and refurbishments


The Act affects new higher-risk buildings and certain works to existing ones. It introduced a stricter approval process often described through “gateways”. These are key points where information must be checked before a project can proceed.


For higher-risk building projects, owners and developers should expect more scrutiny before construction starts, during the works and before occupation.


This matters because delays can be costly. A project that lacks the right design information, competence checks or safety evidence may not move forward when expected.


Property owners planning major works should focus on:


  • Appointing competent designers, contractors and advisers

  • Keeping clear records from the start

  • Checking whether the building falls into the higher-risk regime

  • Understanding approval points before setting a programme

  • Making sure fire and structural safety decisions are documented

  • Avoiding informal design changes that are not recorded


Even where the full higher-risk regime does not apply, the message is the same. Poorly documented works create future risk.


Close-up view of construction drawings and a hard hat on a residential building site
Design decisions need clear evidence before and during construction.

Leaseholder protections and remediation costs


One of the most important parts of the Act for flat owners is the leaseholder protection regime. This was designed to limit the costs that certain qualifying leaseholders may have to pay for fixing historic building safety defects.


The rules are detailed and depend on factors such as the type of lease, the date of ownership, the value of the property and the landlord’s position.


In broad terms, the Act can restrict the ability of landlords to recover some remediation costs through service charges from qualifying leaseholders. It also places more pressure on landlords, developers and others connected with the original defects.


Key points for property owners include:


  • Some leaseholders may be protected from certain historic remediation costs

  • Landlords may need to provide certificates and evidence before seeking payment

  • Service charge demands can be challenged if they do not follow the rules

  • The identity and financial position of the landlord can affect recovery

  • Different rules may apply to cladding and non-cladding defects


For freeholders and building owners, this means remediation funding must be handled carefully. The Act does not allow owners to assume that costs can simply be passed down to leaseholders.


For leaseholders, the Act may provide protection, but it does not remove the need to check demands, certificates and building-specific facts. The detail matters.


Extended liability for defective buildings


The Act also made major changes to how long claims can be brought for defective residential work.


It extended limitation periods under the Defective Premises Act 1972. In broad terms, claims relating to older work may be possible for a much longer period than before, while claims for new work also have an extended period.


The Act also introduced new routes for claims linked to refurbishment work and allowed courts to make building liability orders in some cases. These can make associated companies liable where the legal test is met.


For property owners, this has two sides.


If a building has serious historic defects, the Act may improve the chances of pursuing those responsible. That may include developers, contractors, designers or associated companies.


If the owner carried out development or refurbishment work, the Act may increase exposure to claims. Records, contracts, warranties and insurance arrangements become even more important.


What property owners should do now


The right next step depends on the building. A high-rise residential block needs a different approach from a converted house or a small commercial unit with flats above.


Still, most owners can start with the same practical review.


Identify the legal role


Work out whether the owner is a freeholder, landlord, accountable person, principal accountable person, developer, management company or leaseholder. A single building can involve several responsible parties.


Check whether the building is higher-risk


Confirm the height, number of storeys and use. Do not rely only on estate agent descriptions or old sales documents.


Gather core building information


Find plans, fire risk assessments, structural reports, external wall information, fire door records and previous works documents. Store them in a way that can be updated.


Review service charge and leaseholder issues


Before demanding remediation costs, check whether leaseholder protections apply. For leaseholders, review any demand carefully and ask for the required supporting documents.


Plan future works with compliance in mind


For major works, involve competent advisers early. Build enough time into the programme for approvals, inspections and record keeping.


Keep residents informed


Poor communication often turns a safety issue into a dispute. Residents should know how safety decisions are made, how to raise concerns and what information they can access.


High-angle view of a residential courtyard surrounded by apartment buildings
Building safety is an ongoing duty, not a single form to file.

Common mistakes to avoid


The Act is complex, but many problems start with simple mistakes.


Property owners should avoid:


  • Assuming the rules only apply after something goes wrong

  • Treating registration as the whole of compliance

  • Relying on incomplete fire or structural records

  • Passing remediation costs to leaseholders without checking protections

  • Starting major works before checking approval duties

  • Ignoring resident complaints about safety

  • Letting contractors make undocumented changes

  • Waiting until a sale or refinance to gather building information


A cautious approach is usually cheaper than fixing a compliance failure later. It also helps protect residents, which is the point of the regime.


The takeaway for property owners


The Building Safety Act 2022 increases responsibility, evidence and accountability. Owners of higher-risk residential buildings have the most demanding duties, but the wider effect reaches many parts of the property market.


For freeholders and landlords, the priority is to understand legal responsibility, manage fire and structural risks, and keep reliable records. For leaseholders, the key issue is often whether remediation costs are lawful and whether statutory protections apply. For developers and owners carrying out works, the Act raises the standard for competence, documentation and long-term accountability.


The safest position is to act early. Confirm the status of the building, gather the evidence, take proper advice and keep residents informed. Building safety is no longer something owners can leave in the background. It is now part of responsible property ownership.


 
 
 

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